A Vancouver broker you can walk into.
Our Main Street office has served this neighbourhood for more than forty years, families, shops, landlords and the trades who built much of it. Walk in without an appointment, or call and we will handle it from there.
Call 604-324-5711 Branch details & hours Build your fileWhere can I find an insurance broker in Vancouver?
S&S Insurance is at 6607 Main St, Vancouver, in the Punjabi Market. Walk in during opening hours, no appointment needed, for ICBC Autoplan, home and condo insurance, business cover and risks other brokers have declined. We are open Sundays 12 to 5. Call 604-324-5711.
What we are asked for most here.
Main Street is older housing, small business and a lot of long-standing families. It shows in the work that comes through the door:
Contractors and trades
Certificates for a job starting Monday, builders risk on a project, liability at the limit the general contractor demands. Contractor insurance.
ICBC and vehicles
Plates, renewals, transfers and commercial vans, counter work, usually while you wait. ICBC Autoplan.
New and older homes
Buyers needing a binder for a closing date, and older homes other insurers have refused. Home insurance.
Rental property and suites
Basement suites, laneway homes and small buildings, which a homeowner’s policy does not cover. Landlord insurance.
Small business and shops
Liability limits written into a lease, contents, and the certificate a landlord is asking for. Small business insurance.
Declined and hard to place
Trades with claims history, older buildings, vacant property. Send us the letter.
Getting to the Main Street office.
6607 Main St, in the heart of the Punjabi Market. Parking, transit accessible and wheelchair accessible. No appointment needed during opening hours.
Opening hours
Monday to Friday 9:00 to 6:30, Saturday 10:00 to 6:00, Sunday 12:00 to 5:00.
Open later?
Our Delta office is open seven days a week until 9pm most days, useful for evening vehicle purchases.
Rather not come in?
Call 604-324-5711 or send us what you need and choose how we reply.
From people in Vancouver.
Can I renew my ICBC insurance in Vancouver without an appointment?
Yes. Walk into the Main Street office during opening hours with your current papers and your driver’s licence and it is handled at the counter, usually in a few minutes. We are open Sundays 12 to 5 as well.
Which Vancouver insurance broker handles older homes?
We do. Knob-and-tube wiring, older roofs and past claims are reasons a Vancouver home gets refused, and placing those is ordinary work for us.
Is there an insurance broker near me open on Sunday?
Yes. The Main Street office is open Sundays 12:00 to 5:00, and our Delta branch is open seven days a week until 8pm on Sundays.
Do you insure Vancouver homes that other insurers declined?
Yes. Older wiring, roof age, a past claim or a period of vacancy are common reasons a home is refused, and placing those is ordinary work for us. Bring the letter.
Do your brokers speak Punjabi?
Yes. Our team speaks Punjabi, Hindi, Italian, Cantonese and Mandarin as well as English.
What the City of Vancouver has put in writing.
Vancouver writes its own building rules, and it has published what rising water would mean here. Here is the short version, taken from the City pages that say it.
One
Its own by-law
The City says it is enabled under the Vancouver Charter to adopt by-laws that regulate the design and construction of buildings. That is why a building here is built to the Vancouver Building By-law.
Two
Three in ten years
The current one is the 2025 Vancouver Building By-law, number 14343. Before it came number 12511 in 2019 and number 10908 in 2014.
Three
What it reaches
The City says the by-law covers design and construction, and also permitting, inspections and enforcement. It lists safety, health, accessibility, alterations to existing and heritage buildings, energy use, rain screen cladding systems, and seismic and climate among the areas it has used it for.
Four
The provincial advice
The City says the province currently advises cities to plan for half a metre of sea level rise by 2050, and one metre by 2100.
Five
What a metre would mean
The City says one metre of sea level rise would put 13 square kilometres of Vancouver land in the floodplain.
Six guides that answer the questions above.
Who is the prime contractor
Two trades on one site means somebody is the prime contractor. Worth knowing if it is you. Read the guide.
Staff driving their own cars
An employee runs an errand in her own car, and what can still reach the business. Read the guide.
Where your condo unit starts
Where the strata policy stops and the owner policy begins. Read the guide.
What your landlord does not cover
The landlord insures the building. What you carried through the door is yours. Read the guide.
What general liability leaves out
The policy nearly every business is asked for, and the gaps people assume are not there. Read the guide.
Running a business from the house
A business run from home sits mostly outside the home policy. Read the guide.
Come into the Main Street office.
6607 Main St, Vancouver. No appointment, no ticket, no call centre.
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