Tell us about your business. Your name can wait.
Most quote forms ask who you are before they ask what you do. Ours works the other way round. You answer the questions a broker would actually ask you across a desk, in plain words, and what comes out is a file we can quote from. Your name and number come last, and only if you want them to.
Find your business Insuring a home or car insteadPick the closest fit and start building.
Each file asks different questions, because each of these trades gets underwritten differently. Pick the nearest one. If nothing fits, tell us what you do at the bottom of this page and we will work it out.
Contractors and construction
Certificates in a hurry, liability, tools and equipment, for every trade and every size.
Build the contractor fileArchitects, engineers and design
Professional liability for design work, with no discipline left out.
Build the practice fileConsultants and professional services
For firms that get paid for their advice, and get blamed when a client loses money.
Build the firm fileBuilders risk and course of construction
New builds, renovations and conversions, covered from ground break to occupancy.
Build the project fileSurety and contract bonds
Bid, performance, labour and material. Capacity sorted out before the tender closes.
Build the bond fileCommercial property
Buildings, stock and equipment, insured at what it costs to rebuild today.
Build the property fileSmall business packages
The shop, the liability and the lost income if you have to close, in one place.
Build the business fileRestaurants and food service
Hood cleaning, liquor liability, patios and delivery, and the losses that close a room.
Build the restaurant fileManufacturing and wholesale
Product liability, breakdown, and the stock sitting in your warehouse tonight.
Build the operations fileCommercial vehicles and fleet
Trucks, trailers, cargo and the tools riding in the back.
Build the fleet fileMarine and cargo
Goods moving by sea, air, road and rail, insured for the whole journey.
Build the cargo fileCyber and directors liability
The two losses that damage no property at all, and cost the most to defend.
Build the cyber fileStrata and property managers
Building cover, deductibles that land on owners, and managing other people money.
Build the strata fileNon-profits and societies
Events, volunteers and directors, for organisations run on a tight budget.
Build the society fileNot a business file?
Personal insurance and hard-to-place risks are handled by a person rather than a form, because they are usually quicker that way.
Personal insurance
House, condo, tenant, car, boat and rental property, across British Columbia.
Personal insuranceDeclined, cancelled or non-renewed
Being turned down is a starting point, not the end of it. Say so early and it stays a paragraph.
Declined insuranceTell us what you do
Describe the business in your own words and we will work out which file it belongs in.
Talk to a brokerThree steps, and none of them is a phone call.
Questions in plain words, one screen at a time. You can go back, and you can change your mind.
The whole file is shown to you as written text. Nothing leaves this website until you press send.
A real person at one of our three branches reads it and comes back to you in writing.