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Travel Insurance

Travel insurance in British Columbia protects you from unexpected medical expenses, trip cancellations, and lost belongings, ensuring peace of mind while traveling.

Travel Insurance Made Easy

What Is Travel Insurance?

Travel insurance provides coverage for emergency medical expenses, trip cancellations, and lost or damaged baggage. It safeguards travelers against unforeseen events, ensuring financial protection during trips outside British Columbia.

What does Travel Insurance cover?

This insurance typically covers emergency medical expenses up to $10 million, trip cancellation or interruption costs, and baggage loss or damage. Additional benefits may include repatriation and 24/7 assistance for medical emergencies, ensuring comprehensive protection while traveling.

How much Travel Insurance do you need?

While travel insurance isn’t mandatory, it is highly recommended for anyone traveling outside British Columbia. Coverage costs can start as low as $20 per trip, depending on your age, destination, and specific needs. Assess your travel plans and potential risks to determine the appropriate level of coverage for your journey.

Do you need Travel Insurance?

Yes, travel insurance is essential for anyone planning a trip outside British Columbia. It protects against high medical costs that can arise from accidents or sudden illnesses abroad, which provincial health plans may not fully cover. Additionally, it offers financial reimbursement for trip cancellations or interruptions due to unforeseen circumstances. Without this coverage, you risk facing substantial out-of-pocket expenses that could derail your travel plans. Given the unpredictable nature of travel, investing in a robust travel insurance policy provides peace of mind and security during your adventures.

Get the Information You Need

Commonly Asked Questions

Have questions about our services? Our FAQ provides clear answers to common insurance concerns, making it easy to understand policies, coverage options, and processes so you can make informed decisions.

Single trip insurance covers one specific journey, while multi-trip insurance provides coverage for multiple trips within a set period, usually a year.

Coverage for pre-existing conditions varies by policy. Some insurers offer specific coverage if you meet certain criteria, while others may exclude these conditions entirely.

Generally, travel insurance must be purchased before your trip begins. However, some providers may offer coverage for specific situations even after departure.

If you require medical assistance abroad, contact your travel insurance provider immediately. They can guide you to approved medical facilities and help coordinate care.

Yes, many travel insurance policies exclude high-risk activities such as skydiving, scuba diving, or extreme sports unless specifically included in the policy.

To file a claim, contact your insurance provider as soon as possible. Provide necessary documentation, such as receipts and medical reports, to support your claim.

Most travel insurance policies take effect immediately upon purchase or at the start of your trip. However, some may have a waiting period for specific coverages.

Yes, many insurers allow you to customize your travel insurance policy by adding specific coverages based on your needs, such as rental car coverage or adventure sports protection.

Simple Steps to Get Insured

Our Insurance Process

Discover our streamlined insurance process designed to be quick and straightforward. From initial quote to policy purchase, we guide you through every step to ensure your complete satisfaction.
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Get a Quote

Begin with your information to get a detailed insurance quote.

We’ll gather your personal or business information through our secure form to create an insurance quote just for you.

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Review Options

Review coverage choices from different providers and choose the best one.

We’ll guide you through comparing insurance options, helping you select the plan that best matches your coverage needs and budget.

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Purchase Policy

Sign up with ease and enjoy peace of mind with your new coverage.

We’ll help you secure your policy quickly, providing immediate access to your documents and full dedicated support.

Insurance Specialists in Every Area

Agents With Professional Liability Insurance Experience

Our team of experts specializes in home, auto, business, life, travel insurance, and more, providing you with tailored guidance to ensure you receive the best possible coverage.

Proudly recognized as one of the top independent brokerages in Vancouver.

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Coverage Made Easy

Insurance Solutions for Every Need

Safeguard your life’s biggest investments with tailored home, auto, and commercial insurance solutions. Trust our expertise to provide personalized coverage that effectively protects your unique assets.

Protect your business with Garage Keepers Insurance in British Columbia, safeguarding customer vehicles from theft, damage, and liability while in your care.

Protect your farming operation in British Columbia with tailored farm insurance, safeguarding against risks like crop loss, equipment failure, and liability claims.

Employment Practices Liability Insurance (EPLI) protects businesses in British Columbia against employee claims related to discrimination, wrongful termination, and harassment.

Protect your event in British Columbia with comprehensive event insurance, covering liability risks and ensuring peace of mind for organizers and attendees.

Cyber insurance in British Columbia safeguards businesses against financial losses from cyber incidents, ensuring protection from data breaches, extortion, and operational disruptions.

Contract surety insurance in British Columbia ensures contractors fulfill project obligations, providing financial protection to project owners against non-completion or substandard work.

Protect your construction business in British Columbia with tailored insurance solutions covering risks like accidents, theft, and property damage.

Contractors’ liability insurance in British Columbia protects construction professionals from financial losses due to third-party claims for bodily injury or property damage.

Protect your business in British Columbia with tailored commercial insurance that covers liability, property damage, and more, ensuring peace of mind for entrepreneurs.

Rental property insurance in BC protects landlords from financial losses due to property damage, liability claims, and loss of rental income.

Tenant insurance in British Columbia protects your personal belongings and provides liability coverage, ensuring peace of mind while renting your home.

Protect your home and belongings with comprehensive Home Insurance in British Columbia, ensuring financial security against unexpected damages and liabilities.

Protect your condo in British Columbia with comprehensive insurance that covers personal belongings, liability, and additional living expenses, ensuring peace of mind.

Travel insurance in British Columbia protects you from unexpected medical expenses, trip cancellations, and lost belongings, ensuring peace of mind while traveling.

Umbrella insurance in British Columbia offers essential extra liability coverage, protecting your assets against unforeseen legal claims and financial risks.

Protect your investment with comprehensive Marine & Boat Insurance in British Columbia, ensuring coverage for damages, liability, and peace of mind on the water.

Protect your RV with comprehensive insurance in British Columbia, ensuring peace of mind while you explore the great outdoors.

Inland Motorcycle Insurance in British Columbia offers tailored coverage for motorcycle enthusiasts, ensuring peace of mind on the road and during off-seasons.

Fleet Insurance covers multiple business vehicles under one policy, protecting against liabilities like accidents, theft, and damage.

Commercial auto insurance covers vehicles used for business purposes, protecting against liability, damages, and accidents involving your company’s cars, trucks, or vans.

Auto insurance in BC covers your vehicle and protects against risks like accidents, theft, and third-party liability, ensuring safe and compliant driving.

Designed for Your Peace of Mind

Why Should You Work With Us?

S&S stands apart with a blend of local expertise and personal commitment, creating insurance solutions that resonate with your needs in British Columbia. We deliver personalized service that fits into your busy life.

Tailored Plans

Expertly crafted insurance solutions uniquely tailored to meet your specific lifestyle and coverage needs effectively.

Local Experts

Leverage our local knowledge to secure insurance that's suited for British Columbia’s unique market conditions.

Wide Coverage

Explore a wide range of personal and commercial insurance products, all through one comprehensive policy.

Reliable Service

Committed to outstanding customer service, we ensure continuous support, making your experience stress-free.

Cost Savings

Experience savings on your premiums with our competitive pricing without sacrificing the quality of your coverage.

Experienced Team

Our team of professionals brings 30+ years of expertise to guide you through the insurance selection process.

Trusted Partners

In partnership with top insurers, we provide robust, reliable coverage tailored to meet your unique needs.

Easy Access

Open daily, with extended hours across multiple locations for easy access to our insurance services at your convenience.

Partnering with Top Providers

Getting You The Best Quote

We work with trusted insurance companies to compare the best coverage and rates. Our team helps you save by offering tailored solutions that can beat your current policy and provide great value for your needs.

Positive Stories

Trusted by Our Clients

See what our clients say about S&S Insurance—personalized service, expert advice, and unbeatable savings. Real experiences from satisfied customers who trust us to protect their home, business, and assets.
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VIKAS POONIA
I had an excellent experience with S & S Insurance, thanks to Kuldeep. She is truly one of the best employees I've encountered. Kuldeep explained everything clearly and made the entire process very smooth. Her friendly and approachable nature made it easy to ask questions, and he took the time to ensure I understood all my options. It's rare to find someone who genuinely cares about their clients, and Kuldeep's professionalism and excellent communication skills made a big difference. I highly recommend S & S Insurance, especially if you're lucky enough to work with Kuldeep!
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Mathew Myles
Great insurance broker.
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Ernest Mangum
I can’t say enough good things about their health insurance options. They went above and beyond to find me the best plan for my needs, and the staff was always friendly and helpful. It’s great to know I’m covered, and I didn’t have to jump through a bunch of hoops.
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Abad Abdella
I was nervous about getting education insurance for my kids, but these guys really put me at ease. They explained everything in a way that made sense and got me set up with a great plan. Now I feel prepared, and I know my kids’ future is protected.
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Elias Lashley
I recently got boat insurance here, and I couldn’t be happier. The whole process was quick and easy, and the staff really knew their stuff. It feels good knowing my boat is protected, and the team made sure I understood all the details without overwhelming me.
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Ran Oung Nrein
Good service.
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Saman Brar
Came here to update insurance from Indian License to Learners License. Amy even went overtime, and spent extra 1 hour to make sure, all our insurance updation questions were answered, Great Customer Service!!!!
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Geoff Davis
Two years ago I needed a new insurance agent. I was referred to S & S Insurance. I had the pleasure of meeting Amrit Sidhu. He was very helpful and patient and explained everything. I received excellent service from Amrit Sidhu and S & S Insurance.
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